DB Marketing and Finance
Written by on 04/26/2016
My dad retired 4 years ago at the age of 70. My mom was 68. However by the time he retired she had already started with symptoms of alzheimers. I am glad they took us on vacation when my brother and I were kids and did some things on their own. However, they still had plans to do things after retirement like more traveling and working together on their wood crafts. My dad is the woodworker and my mom painted them. They did top notch work. However, they did not get to do those things in retirement as they thought. Instead we watched my mom decline in health and memory function.
My in-laws were in almost the same situation. In their 60’s my dmil contracted alzheimers as well. They had planned on traveling and volunteering with Campers on Mission doing mission work in churches. My dfil tried to continue it in the beginning stages of my dmil’s alzheimers. However, the new locatioes and different faces kept her even more confused. They finally had to stop. Eventually he sold the 5th wheel.
I can definately see how waiting to do something fun or rewarding in retirement can lead to frustration and disappointment if one or both are in ill health or get dementia. So plan for doing something fun & rewarding now … travel, doing crafts, volunteering, athletic events, etc. …… BUT …… make sure to plan for it financially as you go. Just as with any other thing, do it the DR way. Pay cash, don’t go into debt. Also, it doesn’t have to cost anything to be fun.
Due to our family history of alzheimers we are taking vacations each year. They are not extravagant like broadway plays in New York or symphonies, etc. Though those things can be fun. I would love to see a broadway play but that much fun is not in our budget yet. Plus we prefer more rural vacations. We are not much into very urban vacations. We go to places like the Smokeys, the Ozarks, the Applachains, etc. We have been to Washington, DC and Williamsburg and those were awesome trips.
I enjoy doing my coasters and trivets but I refuse to wait till retirement to do it. Besides, if the Lord allows it, it could be a small retirement income to supplement what we have put back. Plus, the craft shows are right up my alley for socializing with other crafters and customers.
So, go have fun but do it with cash.
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